Harriet Cole
Hotel Loyalty & Credit Cards Editor
Harriet Cole covers hotel loyalty programs and premium credit-card strategy for Business Class Journal. She spent seven years at The Points Guy on the credit-cards desk and three years at Hyatt corporate in Chicago in loyalty marketing before joining BCJ in 2025. She maintains lifetime Globalist with World of Hyatt, Bonvoy Ambassador, and IHG Diamond Royal simultaneously, and is based between New York and London.
loyalty
American Express Membership Rewards remains the deepest flexible-points currency in the United States for international premium-cabin redemption, with 19 airline transfer partners covering all three global alliances and three hotel partners. We work through every partner, every regular transfer-bonus pattern, the sweet spots that survive into 2026, and how MR now compares to Chase Ultimate Rewards, Citi ThankYou, and Capital One Venture miles after a year of partner-list changes.
By Harriet Cole · 12 May 2026
loyalty
World of Hyatt Globalist enters its eighth year as the smallest top-tier hotel program in the big-five but, by the numbers, the most generous of them. We work through the 60-night qualification, the published benefit set, the Cat 1-7 free night strategy, the Globalist Concierge, and how it compares with Marriott Ambassador, IHG Diamond Royal, Hilton Diamond, and Accor Live Limitless Platinum for the 2026 elite year.
By Harriet Cole · 12 May 2026